How can "the little guy" EVER hope to stake/delegate MATIC???

How can "the little guy" EVER hope to stake/delegate MATIC???

Sorry, but this is ABSURD.  

1. I naively purchased $100 worth of MATIC on coinbase.  
2. Transfer to MetaMask and now it's $95 worth.
3. Try to delegate/stake and the estimated gas fee is.... $88.02!?!

Is there ever any hope of "the little guy" being able to be an active part of this community without getting absolutely CRUSHED on their initial investment starting off at a huge loss as a %??  :(    

EDIT:  I've since seen some old YT vids where the fees were far far lower.  $15 or so, which wouldn't be too bad if you were to delegate $200+ worth for the long haul.  AM I doing something wrong, or does it require a lot of gas to delegate and/or gas prices are just high now perhaps?  Wait it out until Ethereum demand is lower?